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It goes without saying that there are risks when it comes to camping in bear country.


In fact Greedy Williams Jersey , on 14 April 2006 this risk became a tragic fact of life when a 6 year old girl received fatal injuries from a black bear while camping.


Campgrounds are now having to incorporate policies and procedures to ensure bear conservation and safety for campers.


The DEC Campgrounds in the Adirondack and Catskill Forest Preserves in New York State are two such campgrounds. Their staff have developed specific policies and procedures to minimize the occurrence of bear problems at their campgrounds while maintaining a healthy, natural black bear population.


There are ten critical ways that you can minimise the chances of getting hurt by bears by following these simple tips:


1. Avoid traditional bear feeding areas.


2. Avoid camp locations where bears have been known to roam in the past.


3. Avoid camping where you may have trouble seeing a bear through vegetation.


4. Avoid camping where you see bear droppings and fresh tracks.


5. Never feed wild bears.


6. Store your food in a cooler which is locked in the car


7. Like most animals, bears are attracted to garbage so make sure your campsite is very clean


8. Remember that behind every cute baby bear is a very overprotective bear mother!


9. Stop fishing when bears are present. They want your fish more than you do.


10. The minimum safe distance from a bear is 50-100 yards.


There are now a number of organizations that are working passionately on increasing bear awareness in the community.


The National Spokesman of The National Be Bear Aware & Wildlife Stewardship Campaign, General H Norman Schwarzkopf David Njoku Jersey , is dedicated to providing teachers, college students, youth groups and guidinghunting groups with educational materials and training programs to teach outdoor enthusiasts and residents up to date safety skills and techniques for camping, hunting Myles Garrett Jersey , viewing, hiking, photographing and living with wildlife like bears safely and responsibly. More information is available at the Campaign's website at


Along a similar vein, The 'Bear Safe Washington' program began in 1999 with funding from the World Society for the Protection of Animals. This program of presentations Nick Chubb Jersey , brochures and seminars was designed to raise awareness of all bear issues in Washington State. Its bear safe guide can be downloaded at Get Bear Smart Society based in Whistler, Canada, educates people on dealing with bears in the community and promoting innovative bear management practices. Supporters can make donations by visiting their website at .

Credit Card Debt – How it Spirals Out of Control

Credit card debt is one of the easiest forms of debt to fall into. You’re essentially giving yourself a mini-loan whenever you feel like it, yet every time you do Denzel Ward Jersey , you’re making it more and more difficult to climb out of debt. The added balance means that the interest owed is increased, which in turn means the minimum payment rises. The closer you get to paying the minimum amounts means you’re simply adding to the total even if you don’t buy anything.


It’s one of the most difficult forms of debt to clear as credit card debt is unlike bank loans or other debt. You can max a card out in just a few hours and be left with a horrendous bill at the end of the month. If that happens it might be tempting to apply for another card and split the balance between the two, or more, cards. This is the vicious cycle of debt.


Even if you don’t lose your income Baker Mayfield Jersey , card debt can eventually take all of your monthly wages leaving you with nothing. It’s this reason that makes people default on payments, which then gets sold to collection agencies who are tenacious at retrieving the credit card debt.

How to Lower the Credit Card Debt

debt settlement is something that will just keep on growing and getting worse, even if you cut up the credit card. You need to trim back on spending and start paying off your debts earlier and make larger payments. If it’s too late, then there is little you can do Jarvis Landry Jersey , especially if you lose your job or fall ill and cannot work, apart from use a debt settlement agency.


The credit counselor will look at your credit card debt and any other unsecured debts. They will then take into account your income and your expenditure throughout the month and work out a plan to make your life easier as well as ensure that the debts are repaid to the credit card companies.


By only paying one monthly fee, you can keep more in control of your finances and if you’ve defaulted on the loans and credit cards then the counselor can try and negotiate a lower rate of pay so the company will actually start to see some of the credit card debt repaid.

Managing Your Credit Card Debt

Credit card debt is all too easy to get into. There might be hospital bills, emergencies where the only option is to pay for it with a high interest rate card and this can lead to months Odell Beckham Jr Jersey , years and even decades of financial difficulty. By limiting yourself to only a certain amount to use the card each month and have the funds in place when you next get paid will ensure that the interest rates will not be so crippling.


Using a credit card is simple and convenient but if you abuse it you’ll end up with unrepayable credit card debt.


To get in control of your debt, talk to a debt settlement company and see what your options are for organizing and clearing your credit card debt.


Writer, Webmaster, Promoting Specialist Jim Brown Jersey , Graphic Designer, IT Guru, GOAT (Geek of all Trades) and whatever else pays the bills. Education: BA in Journalism and Mass Comm, 2002 Bernie Kosar Jersey , University of South Carolina – Graduated with honors
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